4780 Formosa Dr, Naples, FL 34119 Property Records

Collier County property record for 4780 Formosa Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2017
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,900 (Nov 2020)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`585280 963B34`

Property Details

APN / Parcel Number

Primary APN	`585280 963B34`
Alternative APN	`69020004807`

Interior

Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Deck Area	480 sqft

Location & Zoning

Street Address	4780 FORMOSA DR
City	NAPLES
State	FL
Zip	34119-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 3 LOT 96
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 3
Legal Phase	3
Legal Tract	585280
Legal Block	2
Legal Lot Number	96
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Aug 8, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	20205958943
Deed Book / Page	5849 / 1592
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 FORMOSA DR, NAPLES, FL 34119-9830

Mortgage

Document Number	0061752356
Date	Sep 20, 2022
Book Page	6175/2356
Instrument	6310846

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 FORMOSA DR, NAPLES, FL 34119-9830

Mortgage

Document Number	0060271864
Date	Oct 15, 2021
Book Page	6027/1864
Instrument	6144051

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057791297
Date	Jun 25, 2020
Book Page	5779/1297
Instrument	5884754

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 23, 2020
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Document Number	0058491592
Book / Page	5849 / 1592
Map Reference	MB 57 PG 29-34
Instrument Date	Nov 20, 2020
Instrument	5958943
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,744.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 FORMOSA DR, NAPLES, FL 34119-9830

Mortgage

Document Number	0058491594
Date	Nov 23, 2020
Instrument	5849/1594

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Document Number	0054232813
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4780 FORMOSA DR NAPLES FL 341199830, NAPLES, FL 34119-9830

Mortgage

Document Number	0054232813
Date	Aug 8, 2017
Book Page	005423/002813
Instrument	5438826

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 8, 2017
Property Address	4780 FORMOSA DR, NAPLES, FL 34119-9830
Document Number	0054232791
Book / Page	005423 / 002791
Instrument Date	Aug 7, 2017
Instrument	5438824
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,369.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4780 FORMOSA DR NAPLES FL 341199830, NAPLES, FL 34119-9830

Mortgage

Document Number	54232794
Date	Aug 8, 2017
Book Page	005423/002794
Instrument	5438825

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,525 (+2.7%)	$679,136 (-0.39%) Land $225,689 Building $453,447
2025	$4,774.00 (+8.2%) Homeowner's exemption	$469,839 (+5.99%)	$681,820 (-21.14%) Land $219,542 Building $462,278
2023	$4,412.00 (-2.22%) Homeowner's exemption	$443,299 (+3%)	$864,576 (+20.69%) Land $393,347 Building $471,229
2022	$4,512.00 Homeowner's exemption	$430,387	$716,340 Land $216,112 Building $500,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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