4707 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4707 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1972
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2019)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-190-010-1000`

Property Details

APN / Parcel Number

Primary APN	`004-190-010-1000`

Interior

Full Baths	1 Bath
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	19,166 sqft (0.44 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4707 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-958 P-1663 L-725 P-479 243 E 126FT OF W 190FT OF LOT 10 FAIR HAVEN PP: 004-190-010-0000 & 190-010-3000 (03)
Legal Subdivision	FAIR HAVEN SUB
Legal Lot Number	10
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1079
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4707 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Deed Document Number	20196612
Deed Book / Page	1170 / 1524
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 23, 2019
Property Address	4707 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9376
Document Number	1170/1524
Book / Page	1170 / 1524
Instrument Date	Sep 18, 2019
Instrument	201900006612
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 HAMMOND RD E, TRAVERSE CITY, MI 49686-9130
Investor	Possibly a Property Investor

Mortgage

Document Number	201900006613
Date	Sep 23, 2019
Instrument	201900006613

Lender

Name	TEAM ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	01170/1524
Date	Sep 23, 2019
Book Page	1170/1524
Instrument	201900006612

Lender

Name	TEAM ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,000 (+63.88%)	$294,000 (+63.88%)
2025	$2,155.00
2023		$89,700	$179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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