478 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 478 Winter Park Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Mar 2023 Sale Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A962000604`

Property Details

APN / Parcel Number

Primary APN	`A962000604`
Alternative APN	`2-0060-7338-00-0062.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	3,906 sqft
1st Floor Area	1,634 sqft
Basement Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000604
Street Address	478 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 62
Legal Subdivision	WINTERHAVEN
Legal Lot Number	62
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1000
Census Tract	311712

Owner

Source: St. Charles County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	283 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Special Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Mar 16, 2023	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Mar 16, 2023	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023
Deed Sale	Mar 16, 2023
Prior Sale	Mar 16, 2023
Prior Transfer Date	May 1, 2015
Prior Transfer Doc	0063500512
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2023
Property Address	478 WINTER PARK DR, O FALLON, MO 63366-5531
Document Number	0000009678
Map Reference	MB 32 PG 328
Instrument Date	Mar 6, 2023
Instrument	2023R-009678
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 N ROCKY POINT DR, TAMPA, FL 33607-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2023
Property Address	478 WINTER PARK DR, O FALLON, MO 63366-5531
Document Number	0000009674
Map Reference	MB 32 PG 328
Instrument Date	Mar 6, 2023
Instrument	2023R-009674
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2023
Property Address	478 WINTER PARK DR, O FALLON, MO 63366-5531
Document Number	0000009681
Map Reference	MB 32 PG 328
Instrument Date	Mar 1, 2023
Instrument	2023R-009681
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 SAINT JUDE PL, MEMPHIS, TN 38105-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00 (+9.1%)	$61,938 (+12.43%)	$325,991 (+12.43%) Land $70,000 Building $255,991
2024	$3,647.00 (+5.86%)
2023		$55,092 (+13.83%)
2022	$3,445.00	$48,398	$289,958 (+13.83%) Land $50,000 Building $239,958
2021			$254,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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