470 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 470 Winter Park Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,472 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$148,200 (Jul 1997)
Tax Bill	$4,092 (2024)
Deeds & Mortgages	Feb 2021 Sale Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A962000606`

Property Details

APN / Parcel Number

Primary APN	`A962000606`
Alternative APN	`2-0060-7338-00-0064.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,296 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000606
Street Address	470 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 64
Legal Subdivision	WINTERHAVEN
Legal Lot Number	64
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1000
Census Tract	311712

Owner

470 Winter Park Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	470 WINTER PARK DR, O FALLON, MO 63366-5531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Beneficiary Deed, Transfer
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1997 · Amount on File
Deed Sale	Jul 31, 1997 · Amount on File
Deed Document Number	199742612
Deed Book / Page	1964 / 750
Last Transfer Date	Feb 2, 2021
Transfer Doc	2021R012084
Record Updated	Sep 20, 2026

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2021
Property Address	470 WINTER PARK DR, O FALLON, MO 63366-5531
Document Number	2021R012084
Map Reference	MB 32 PG 328-330
Instrument Date	Feb 2, 2021
Instrument	2021R-012084
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	470 WINTER PARK DR, O FALLON, MO 63366-5531

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	470 WINTER PARK DR, O FALLON, MO 63366-5531
Document Number	0068611498
Book / Page	006861 / 001498
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 WINTER PARK DR O FALLON MO 633665531, O FALLON, MO 63366-5531

Mortgage

Document Number	0068611498
Date	Jan 2, 2018
Book Page	006861/001498
Instrument	2190

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,644 (-)	$361,282 (-) Land $70,000 Building $291,282
2025		$68,644	$361,282 Land $70,000 Building $291,282
2024	$4,092.00
2023		$61,894
2022			$325,756 Land $50,000 Building $275,756

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 Winter Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Winter Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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