478 Thistle Pl, Waldorf, MD 20601 Property Records

Charles County property record for 478 Thistle Pl, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,160 sqft · built 1990
Lot Size	0.042 acres (1,868 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2021)
Tax Bill	$8,389 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-196888`

Property Details

APN / Parcel Number

Primary APN	`06-196888`
Alternative APNs	`6196888` `196888`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	600 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,868 sqft (0.042 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	192 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	196888
Street Address	478 THISTLE PL
City	WALDORF
State	MD
Zip	20601-5266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 89 PLAT 1 SEC 3 TANGLEWOOD TOWNHOUSES
Legal Subdivision	TANGLEWOOD TOWNHOUSES
Legal Block	3
Legal Lot Number	89
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3003
Census Tract	850709

Owner

478 Thistle Pl, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	478 THISTLE PL, WALDORF, MD 20601-5266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Book / Page	12051 / 384
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 7, 2021
Property Address	478 THISTLE PL, WALDORF, MD 20601-5266
Document Number	0120510384
Book / Page	12051 / 384
Map Reference	MB DGB 40 FO 55
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TRUST TITLE GROUP LLC, TRUSTED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 THISTLE PL, WALDORF, MD 20601-5266

Mortgage

Document Number	12051391
Date	Sep 7, 2021
Instrument	12051/391

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 478 Thistle Pl was $8,389.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,900	$303,200 Land $95,000 Building $208,200
2025	$8,389.00
2023	$3,207.00	$219,600	$245,300 Land $90,000 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Thistle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Thistle Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20