Charles County property record for 474 Thistle Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,160 sqft · built 1990 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jan 2024) |
| Tax Bill | $8,089 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-196853 |
| Primary APN | 06-196853 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Utility Area | 44 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,484 sqft (0.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 196853 |
|---|---|
| Street Address | 474 THISTLE PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-5265 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 87 PLAT 1 SEC 3 TANGLEWOOD TOWNHOUSES |
| Legal Subdivision | TANGLEWOOD TOWNHOUSES |
| Legal Block | 3 |
| Legal Lot Number | 87 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850709 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 474 THISTLE PL, WALDORF, MD 20601-5265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on Record |
| Deed Sale | Jan 16, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2015 · Amount on Record |
| Deed Book / Page | 13173 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 16, 2024 |
| Property Address | 474 THISTLE PL, WALDORF, MD 20601-5265 |
| Document Number | 0131730047 |
| Book / Page | 13173 / 47 |
| Map Reference | MB DGB 40 FO 55 |
| Instrument Date | Dec 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 474 THISTLE PL, WALDORF, MD 20601-5265 |
| Document Number | 0001317354 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 13173/54 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 474 THISTLE PL, WALDORF, MD 20601-5265 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 474 THISTLE PL, WALDORF, MD 20601-5265 |
| Document Number | 0122110080 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 12211/80 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Jul 1, 2045 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,200 (+25.15%) | $283,200 (+18.89%) Land $95,000 Building $188,200 | |
| 2025 | $8,089.00 (+157.86%) | ||
| 2023 | $3,137.00 | $214,300 | $238,200 Land $90,000 Building $148,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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