Lake County property record for 465 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1949 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,500 (Jul 2003) |
| Tax Bill | $4,297 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-007-0-00-024-0 |
| Primary APN | 02-A-007-0-00-024-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Depth | 200 ft Depth |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 15 |
|---|---|
| Street Address | 465 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 89 & 90 TRACT 1 |
| Legal Subdivision | HARVEY |
| Legal Tract | 1 |
| Legal Lot Number | 89-90 90 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 206100 |
465 River St is owned by an individual who acquired it in February 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 344 HIGH TEE ST, WILLOWICK, OH 44095-4720 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Feb 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2003 · Amount on File |
| Deed Sale | Jul 16, 2003 · Amount on File |
| Prior Sale | Aug 1, 2001 |
| Deed Document Number | 0000043330 |
| Last Transfer Date | Feb 28, 2020 |
| Transfer Doc | 0000005262 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 465 RIVER ST, MADISON, OH 44057-9566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028403 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020R028403 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 28, 2020 |
| Property Address | 465 RIVER ST, MADISON, OH 44057-9566 |
| Document Number | 0000005262 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 5262 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 HIGH TEE ST WILLOWICK OH 440954720, WILLOWICK, OH 44095-4720 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,297.00 (+78.67%) Homeowner's exemption | $41,740 (-) Land $11,460 Building $30,280 | |
| 2022 | $2,405.00 Homeowner's exemption | $41,740 Land $11,460 Building $30,280 | |
| 2021 | $119,240 Land $32,740 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 465 River St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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