Bergen County and Edgewater Borough property record for 478 River Rd, Edgewater, NJ 07020
| Property Type | Commercial |
|---|---|
| Lot Size | 0.865 acres (37,679 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $40,299 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00085-03-00001 |
| Primary APN | 13-00085-03-00001 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,679 sqft (0.865 acres) |
|---|
| Old Parcel Number | 13000850200005 |
|---|---|
| Street Address | 478 RIVER RD |
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-3183 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | .865 AC DCV2023 |
| Legal Block | 85.03 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13004 |
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 490 STATE RT 17, RIDGEWOOD, NJ 07450-2029 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 30, 2026 | Lease, Transfer |
| Mar 5, 2024 | Deed of Trust, Mortgage M & T BANK |
| Jan 24, 2024 | Deed of Trust, Mortgage SPENCER SAVINGS BANK SLA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 30, 2026 |
| Property Address | 478 RIVER RD, EDGEWATER, NJ 07020-3183 |
| Document Number | 0057130938 |
| Book / Page | 5713 / 938 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026006508 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 478 RIVER RD, EDGEWATER, NJ 07020-3183 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 792 N STATE RT 17, PARAMUS, NJ 07652-3109 |
| Document Number | 0051861608 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 5186/1608 |
| Instrument | 2024011734 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 478 RIVER RD, EDGEWATER, NJ 07020-3183 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 31 BLUEBERRY CT, MAHWAH, NJ 07430-2800 |
| Document Number | 0051661220 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 5166/1220 |
| Instrument | 2024005140 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,465,100 (+0.62%) Land $2,134,000 Building $331,100 | $2,465,100 (+0.62%) Land $2,134,000 Building $331,100 | |
| 2025 | $40,299.00 (+6.63%) | $2,449,800 (+6.51%) Land $2,134,000 Building $315,800 | $2,449,800 (+6.51%) Land $2,134,000 Building $315,800 |
| 2024 | $37,794.00 (-5.49%) | ||
| 2023 | $2,300,000 Land $2,134,000 Building $166,000 | $2,300,000 Land $2,134,000 Building $166,000 | |
| 2022 | $39,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 171 units insured incl. 168 condo units |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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