455 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 455 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Commercial
Details	built 1996
Lot Size	45.6 acres (1,986,336 sqft)
Owner	Company Name on File
Tax Bill	$2,352,350 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00084-01-00001-01`

Property Details

APN / Parcel Number

Primary APN	`13-00084-01-00001-01`
Alternative APN	`13000840001000010001`

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	1,986,336 sqft

Location & Zoning

Street Address	455 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	45.6 DCV2025
Legal Subdivision	INDEPENDENCE HARBOR CONDO
Legal Block	84.1
Legal Lot Number	1.1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1006
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00084-01-00001-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	500 N BROADWAY, 201, JERICHO, NY 11753-2122
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	455 RIVER RD, EDGEWATER, NJ 07020
Document Number	0039260155
Instrument Date	Nov 03, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 RIVER RD EDGEWATER NJ 07020, EDGEWATER, NJ 07020

Mortgage

Document Number	0039260155
Date	Jan 22, 2021
Book Page	003926/000155

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	2 BETHESDA METRO CTR # 10TH, BETHESDA, MD 20814-6319

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000,000 (-) Land $54,624,200 Building $88,375,800	$143,000,000 (-) Land $54,624,200 Building $88,375,800
2025	$2,352,350.00 (-1.31%)	$143,000,000 (-4.67%) Land $54,624,200 Building $88,375,800	$143,000,000 (-4.67%) Land $54,624,200 Building $88,375,800
2024	$2,383,500.00 (-5.05%)
2023		$150,000,000 Land $54,624,200 Building $95,375,800	$150,000,000 Land $54,624,200 Building $95,375,800
2022	$2,510,193.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.