Louisa County property record for 478 River Bend Dr, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,724 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102 9 EA |
| Primary APN | 102 9 EA |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 224 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 480 sqft |
| Porch | Patio |
| Porch Area | 256 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23395 |
|---|---|
| Street Address | 478 RIVER BEND DR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | S RIVER & ATKINSON PB 8/1050 PARCEL A DB 1755/139 5.00AC |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MOUNTAIN ROAD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950500 |
478 River Bend Dr is owned and occupied by two individuals who acquired it in April 2021.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 RIVER BEND DR, BUMPASS, VA 23024-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Gift Deed, Transfer |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 0000004677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Apr 23, 2021 |
| Property Address | 478 RIVER BEND DR, BUMPASS, VA 23024-2230 |
| Document Number | 1755/139 |
| Book / Page | 1755 / 139 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 202100004677 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 478 RIVER BEND DR, BUMPASS, VA 23024-2230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 478 RIVER BEND DR, BUMPASS, VA 23024-2230 |
| Document Number | 0000008470 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 478 RIVER BEND DR BUMPASS VA 230242230, BUMPASS, VA 23024-2230 |
| Document Number | 0000008470 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 001634/000401 |
| Instrument | 8470 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
The 2025 property tax bill for 478 River Bend Dr was $3,131, up 10.8% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,192 (+3.75%) Land $89,300 Building $361,892 | $451,192 (+3.75%) Land $89,300 Building $361,892 | |
| 2025 | $3,131.00 (+10.79%) | $434,900 Land $77,300 Building $357,600 | $434,900 Land $77,300 Building $357,600 |
| 2024 | $2,826.00 | ||
| 2023 | $375,300 Land $71,600 Building $303,700 | ||
| 2022 | $1,653.00 | $375,300 Land $71,600 Building $303,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 478 River Bend Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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