35 River Bend Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 35 River Bend Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,491 sqft · built 2023
Lot Size	7.82 acres (340,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Dec 2019)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102 9 C`

Property Details

APN / Parcel Number

Primary APN	`102 9 C`
Alternative APNs	`1634` `1578`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,491 sqft Living Area
1st Floor Area	1,534 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	340,639 sqft (7.82 acres)
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1578
Street Address	35 RIVER BEND DR
City	BUMPASS
State	VA
Zip	23024-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	S RIVER & ATKINSON LOT C DB 1755/142 7.817 AC
Legal Lot Number	C
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 RIVER BEND DR, BUMPASS, VA 23024-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA
Apr 23, 2021	Gift Deed, Transfer
Dec 2, 2019	Grant Deed, Transfer · Conventional Mortgage JOHN D GIBSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	201910639
Deed Book / Page	1645 / 949
Last Transfer Date	Apr 22, 2021
Transfer Doc	1755/142
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	35 RIVER BEND DR, BUMPASS, VA 23024-2229
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 RIVER BEND DR, BUMPASS, VA 23024-2230

Mortgage

Document Number	001848/758
Date	Jun 9, 2022
Book Page	1848/758
Instrument	202200006050

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

April 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 23, 2021
Property Address	35 RIVER BEND DR, BUMPASS, VA 23024-2229
Document Number	1755/142
Book / Page	1755 / 142
Map Reference	MB 7 PG 147
Instrument Date	Apr 22, 2021
Instrument	202100004678
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	478 RIVER BEND DR, BUMPASS, VA 23024-2230

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 2, 2019
Property Address	35 RIVER BEND DR, BUMPASS, VA 23024-2229
Document Number	0000010639
Book / Page	001645 / 000949
Instrument Date	Nov 19, 2019
Instrument	10639
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 SPURLOCH CT GLEN ALLEN VA 230598003, GLEN ALLEN, VA 23059-8003

Mortgage

Document Number	10640
Date	Dec 2, 2019
Book Page	001646/000001
Instrument	10640

Lender

Name	JOHN D GIBSON
Address	115 W MAIN ST # 4, LOUISA, VA 23093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2024

Interest

Rate	5%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,924 (+6.81%) Land $84,300 Building $587,624	$671,924 (+6.81%) Land $84,300 Building $587,624
2025	$4,394.00 (+12.87%)	$629,100 (+908.17%) Land $72,300 Building $556,800	$629,100 (+908.17%) Land $72,300 Building $556,800
2024	$3,893.00 (+856.51%)
2023		$62,400 Land $61,800 Building $600
2022	$407.00		$62,400 Land $61,800 Building $600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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