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478 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 478 Larkin St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home (2+ on Parcel)
Details3 bd · 2 ba · 1,386 sqft · built 1934
Lot Size0.185 acres (8,100 sqft)
OwnerCompany Name on File
Tax Bill$4,221 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-393-024-000

Property Details

APN / Parcel Number

Primary APN001-393-024-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area2,454 sqft
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Architectural StyleOther
Construction TypeWood
Lot Area8,100 sqft (0.185 acres)
Garage Area343 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address478 LARKIN ST
CityMONTEREY
StateCA
Zip93940-2608
Property CategoryResidential
Property TypeResidential > Multi-Unit > Single Family Home (2+ on Parcel)
Legal DescriptionSEVERANCE MAP LOT 7 BLK 57
Legal SubdivisionCITY OF MONTEREY
Legal Block57
Legal Lot Number7
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group4
Census Block4006
Census Tract12700

Owner

Source: Monterey County records · APN 001-393-024-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address478 LARKIN ST, MONTEREY, CA 93940-2608
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 30, 2018Affidavit of Death, Mortgage · Conventional Mortgage
WELLS FARGO BK
Nov 30, 2018Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleNov 30, 2018
Last Transfer DateMay 11, 2020
Transfer Doc0000022443
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address478 LARKIN ST, MONTEREY, CA 93940-2608
Transaction TypeMortgage
Record UpdatedJun 08, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 LARKIN ST A, A, MONTEREY, CA 93940-2608

Mortgage

Document Number0000037156
DateMay 25, 2021
Instrument2021037156
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateMay 11, 2020
Property Address478 LARKIN ST, MONTEREY, CA 93940-2608
Document Number0000022443
Instrument DateOct 11, 2019
Instrument22443
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address478 LARKIN ST #A MONTEREY CA 939402608, A, MONTEREY, CA 93940-2608

November 2018: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionMONTEREY CA
Recording DateNov 30, 2018
Property Address478 LARKIN ST, MONTEREY, CA 93940-2608
Document Number0000054473
Instrument DateNov 21, 2018
Instrument54473
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address478 LARKIN ST MONTEREY CA 939402608, MONTEREY, CA 93940-2608

Mortgage

Document Number54475
DateNov 30, 2018
Instrument54475
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateNov 30, 2018
Property Address478 LARKIN ST, MONTEREY, CA 93940-2608
Document Number0000054474
Instrument DateNov 07, 2018
Instrument54474
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address478 LARKIN ST #B MONTEREY CA 939402608, B, MONTEREY, CA 93940-2608

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,221.00 (+13.62%) Homeowner's exemption$343,521 (+4.04%) Land $49,269 Building $294,252
2023$3,715.00 (+1.42%) Homeowner's exemption$330,183 Land $47,356 Building $282,827
2022$3,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: California Internet, Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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