463 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 463 Larkin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 1900
Lot Size	0.13 acres (5,700 sqft)
Owner	Owner Name on Record
Tax Bill	$12,933 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-531-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-531-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Architectural Style	Other
Construction Type	Wood
Lot Area	5,700 sqft (0.13 acres)
Garage Type	Attached
Garage Area	1,383 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	463 LARKIN ST
City	MONTEREY
State	CA
Zip	93940-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP LOT 10 BLK 56
Legal Subdivision	MONTEREY
Legal Block	56
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	12700

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	463 LARKIN ST, MONTEREY, CA 93940-2607
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 20, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2007
Deed Sale	Apr 6, 2007
Prior Sale	Apr 6, 2007
Deed Document Number	0000027912
Last Transfer Date	Oct 15, 2010
Transfer Doc	0000060209
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	463 LARKIN ST, MONTEREY, CA 93940-2607
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 LARKIN ST, MONTEREY, CA 93940-2607

Mortgage

Document Number	0000073182
Date	Oct 26, 2021
Instrument	2021073182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	463 LARKIN ST, MONTEREY, CA 93940-2607
Document Number	0000060685
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 LARKIN ST MONTEREY CA 939402607, MONTEREY, CA 93940-2607

Mortgage

Document Number	0000060685
Date	Oct 30, 2017
Instrument	60685

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2037

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,933.00 (+10.67%) Homeowner's exemption	$1,125,773 (+4.53%) Land $669,892 Building $455,881
2023	$11,686.00 (+1.41%) Homeowner's exemption	$1,076,959 Land $643,880 Building $433,079
2022	$11,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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