478 Kosmerick Rd, Coldwater, MI 49036 Property Records

Branch County property record for 478 Kosmerick Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1992
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Aug 2020)
Tax Bill	$708 (2025)
Deeds & Mortgages	Aug 2020 Sale Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-021-300-025-01`

Property Details

APN / Parcel Number

Primary APN	`100-021-300-025-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Lot Area	45,302 sqft (1.04 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	478 KOSMERICK RD
City	COLDWATER
State	MI
Zip	49036-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1039.40 FT E FR SW COR OF SEC TH N AT RT ANG FR SD S SEC LI 250 FT TH E 175 FT TH S 250 FT TO S SEC LI TH W 175 FT TO POB
Legal Range	07W
Legal Township	07S
Legal Section	21
Jurisdiction	BRANCH MI
Township / Civil Division	BETHEL
Census Block Group	3
Census Block	3051
Census Tract	951200

Owner

478 Kosmerick Rd is owned and occupied by an individual who bought it in August 2020.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	478 KOSMERICK RD, COLDWATER, MI 49036-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I
Jan 10, 2019	Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	20205117
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 10, 2020
Property Address	478 KOSMERICK RD, COLDWATER, MI 49036-7001
Document Number	202005117
Instrument Date	Aug 3, 2020
Instrument	2020-05117
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount on Record
Tax	$481.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 KOSMERICK RD, 478, BRONSON, MI 49028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4573 ARBOGA RD, OLIVEHURST, CA 95961-4405

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 10, 2019
Property Address	478 KOSMERICK RD, COLDWATER, MI 49036-7001
Document Number	201900200
Instrument Date	Jan 9, 2019
Instrument	2019-00200
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 ALMARY DR, 263, COLDWATER, MI 49036-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 KOSMERICK RD, COLDWATER, MI 49036-7001

Mortgage

Document Number	201900201
Date	Jan 10, 2019
Instrument	2019-00201

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 478 Kosmerick Rd was $708, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Bethel Township
Unified School District	Bronson Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,500 (+56.83%)	$85,000 (+56.83%)
2025	$708.00 (+2.61%)	$27,100	$54,200
2024	$690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Kosmerick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Kosmerick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	90 / 5

May also be available: DMCI Broadband.

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