467 Kosmerick Rd, Coldwater, MI 49036 Property Records

Branch County property record for 467 Kosmerick Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2,730 sqft
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-028-100-010-02`

Property Details

APN / Parcel Number

Primary APN	`100-028-100-010-02`

Interior

Building Area	2,730 sqft Building Perimeter

Exterior

Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Street Address	467 KOSMERICK RD
City	COLDWATER
State	MI
Zip	49036-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 442.7 FT E & W BY 442.7 FT N & S LOC 150 E OF NW COR OF NE 1/4 OF NW 1/4 SEC 28 T7S R7W SPLIT FOR 2006 FROM
Legal Range	07W
Legal Township	07S
Legal Section	28
Jurisdiction	BRANCH MI
Township / Civil Division	BETHEL
Census Block Group	3
Census Block	3062
Census Tract	951200

Owner

467 Kosmerick Rd is owned and occupied by an individual.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit TRUST COMPANY
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Sep 17, 2026
Property Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001
Document Number	0000005830
Instrument Date	Sep 9, 2026
Instrument	20265830
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001

Mortgage

Document Number	0000005830,
Date	Sep 17, 2026
Instrument	20265830

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 2, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101818
Date	Mar 15, 2021
Instrument	2021-01818

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703028
Date	Apr 25, 2017
Instrument	2017-03028

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	467 KOSMERICK RD, COLDWATER, MI 49036-7001
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904308
Date	Jul 10, 2019
Instrument	2019-04308

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 467 Kosmerick Rd was $2,554, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Bethel Township
Unified School District	Bronson Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (+32.16%)	$420,000 (+32.16%)
2025	$2,554.00 (+2.57%)	$158,900	$317,800
2024	$2,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 467 Kosmerick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 467 Kosmerick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	90 / 5

May also be available: DMCI Broadband.

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