Collier County property record for 478 Heron Ave, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 1,675 sqft · built 2002 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,020,000 (Mar 2005) |
| Tax Bill | $11,879 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 234100 T 23A29 |
| Primary APN | 234100 T 23A29 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 285 sqft |
| Carport | Carport |
| Carport Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
| Deck Area | 1,307 sqft |
| Boat Access | Boat Access |
| Street Address | 478 HERON AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 3 BLK T LOT 2 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 29 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #3 |
| Legal Tract | 234100 |
| Legal Block | T |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 23, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on Record |
| Deed Sale | Mar 21, 2005 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 20053579844 |
| Deed Book / Page | 3757 / 136 |
| Last Transfer Date | Jul 8, 2021 |
| Transfer Doc | 0059862093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Document Number | 0062160295 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 6216/295 |
| Instrument | 6363980 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Document Number | 0059862093 |
| Book / Page | 5986 / 2093 |
| Map Reference | MB 3 PG 89 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 6100667 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 478 HERON AVE, NAPLES, FL 34108-2118 |
| Document Number | 0058241461 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 5824/1461 |
| Instrument | 5931999 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2030 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,202,323 (+2.7%) | $2,251,059 (-6.14%) Land $1,392,000 Building $859,059 | |
| 2025 | $11,879.00 (+2.33%) Homeowner's exemption | $1,170,714 (+7.03%) | $2,398,312 (-28.19%) Land $1,248,000 Building $1,150,312 |
| 2024 | $11,609.00 (+1.5%) | ||
| 2023 | $11,438.00 (-2.61%) Homeowner's exemption | $1,093,866 (+3%) | $3,339,858 (+52.69%) Land $2,524,800 Building $815,058 |
| 2022 | $11,744.00 Homeowner's exemption | $1,062,006 | $2,187,362 Land $1,350,720 Building $836,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured incl. 281 condo units |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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