454 Ferdinand Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 454 Ferdinand Ave, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,840 sqft · built 1996
Lot Size	0.193 acres (8,386 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,519 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-222-270`

Property Details

APN / Parcel Number

Primary APN	`047-222-270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,960 sqft
2nd Floor Area	880 sqft
Basement Area	680 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	8,386 sqft (0.193 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	454 FERDINAND AVE
City	EL GRANADA
State	CA
Zip	94018-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 9 BLOCK 30 RESUB OF SUBS 2 & 3 OF GRANADA RSM 6/29
Legal Subdivision	SUBS 2 & 3 OF GRANADA
Legal Block	30
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3012
Census Tract	613502

Owner

454 Ferdinand Ave is owner-occupied and held in a trust since August 1995.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 704, EL GRANADA, CA 94018-0704
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Correction Deed
Mar 9, 2023	Intrafamily Transfer, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 22, 1995
Transfer Doc	0000087421
Record Updated	Oct 29, 2026

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 10, 2023
Property Address	454 FERDINAND AVE, EL GRANADA, CA 94018
Document Number	0000022027
Map Reference	MB 6 PG 29
Instrument Date	May 6, 2023
Instrument	2023-022027
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 704, EL GRANADA, CA 94018-0704

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2023
Property Address	454 FERDINAND AVE, EL GRANADA, CA 94018
Document Number	0000010472
Map Reference	MB 6 PG 29
Instrument Date	Feb 24, 2023
Instrument	2023-010472
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 704, EL GRANADA, CA 94018-0704

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	454 FERDINAND AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 FERDINAND AVE, EL GRANADA, CA 94018

Mortgage

Document Number	0000141377
Date	Oct 5, 2021
Instrument	2021-141377

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	454 FERDINAND AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 704, EL GRANADA, CA 94018-0704

Mortgage

Document Number	0000018990
Date	Feb 4, 2021
Instrument	2021-018990

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	LAMBERTVILLE, NJ 08530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 454 Ferdinand Ave was $14,519 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,160,052 (+2%) Land $78,348 Building $1,081,704
2025	$14,519.00 Homeowner's exemption	$1,137,307 Land $76,812 Building $1,060,495
2023	$13,044.00 (+30.39%) Homeowner's exemption	$1,093,146 Land $73,830 Building $1,019,316	$1,694,070
2022	$10,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 Ferdinand Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Ferdinand Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferdinand Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures