478 E Mono Lake Dr, Lee Vining, CA 93541 Property Records

Mono County property record for 478 E Mono Lake Dr, Lee Vining, CA 93541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$30,000 (Apr 2020)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`019-162-016-000`

Property Details

APN / Parcel Number

Primary APN	`019-162-016-000`
Alternative APN	`1916216000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	478 E MONO LAKE DR
City	LEE VINING
State	CA
Zip	93541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GP
Legal Description	SUB: LUNDY LAND COMPANY PLAT BOOK: M7 PLAT PAGE: 29 BLOCK: 3 LOT: 9
Legal Subdivision	LUNDY LAND COMPANY
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	4
Census Block	4057
Census Tract	102

Owner

Source: Mono County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 416, LEE VINING, CA 93541-0416
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 1, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 28, 2018	Grant Deed, Transfer INYO-MONO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	20201423
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	478 E MONO LAKE DR, LEE VINING, CA 93541
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 416, LEE VINING, CA 93541-0416

Mortgage

Document Number	0000001640
Date	Jul 21, 2023
Instrument	2023001640

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Apr 1, 2020
Property Address	478 E MONO LAKE DR, LEE VINING, CA 93541
Document Number	0000001423
Map Reference	MB 7 PG 29&29A
Instrument Date	Feb 24, 2020
Instrument	2020001423
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	INYO MONO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 416, LEE VINING, CA 93541-0416

Mortgage

Document Number	0000001424
Date	Apr 1, 2020
Instrument	2020001424

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Feb 28, 2018
Property Address	478 E MONO LAKE DR, LEE VINING, CA 93541
Document Number	0000000667
Instrument Date	Feb 14, 2018
Instrument	667
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	INYO-MONO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$32.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 412 LEE VINING CA 935410412, LEE VINING, CA 93541-0412

Tax Assessment & Valuation

Source: Mono County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Unified School District	Eastern Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,757 (+2%) Land $33,463 Building $304,294
2025	$3,484.00 (+13.3%)	$331,135 (+15.27%) Land $32,807 Building $298,328
2023	$3,075.00	$287,279 Land $31,628 Building $255,651

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	29 (1986–2000)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNDY MUTUAL WATER COMPANY serves 200 people · EPA ID CA2600532
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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