478 E Chicago St, #80, Elgin, IL 60120 Property Records

Kane County property record for 478 E Chicago St, #80, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 3,524 sqft · built 1900
Lot Size	0.184 acres (8,008 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2021)
Tax Bill	$10,146 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-13-260-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-260-012`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,524 sqft Living Area
Gross Area	5,286 sqft
Basement Area	1,762 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	8,008 sqft (0.184 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	478 E CHICAGO ST, 80
City	ELGIN
State	IL
Zip	60120-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS ADDN LOT 3 BLOCK 2
Legal Subdivision	WALKERS ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-260-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	478 E CHICAGO ST, ELGIN, IL 60120-5468
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	202123545
Prior Transfer Date	Feb 03, 2006
Prior Transfer Doc	0000022167
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 25, 2021
Property Address	478 E CHICAGO ST # 80, 80, ELGIN, IL 60120-5468
Document Number	0000023545
Instrument Date	Mar 15, 2021
Instrument	2021K023545
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 E CHICAGO ST, ELGIN, IL 60120-5468

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,146.00 (+25.68%)
2024		$122,506 (+31.58%) Land $18,185 Building $104,321	$367,665 (+31.63%) Land $54,577 Building $313,088
2022	$8,073.00 (+3.97%)	$93,104 (+6.96%) Land $14,980 Building $78,124	$279,312 (+6.96%) Land $44,940 Building $234,372
2021	$7,765.00	$87,045 Land $14,005 Building $73,040	$261,135 Land $42,015 Building $219,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 520 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.