472 E Chicago St, #74, Elgin, IL 60120 Property Records

Kane County property record for 472 E Chicago St, #74, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,188 sqft · built 1915
Lot Size	0.233 acres (10,164 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Oct 2022)
Tax Bill	$10,900 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-260-011`

Property Details

APN / Parcel Number

Primary APN	`06-13-260-011`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,188 sqft Living Area
Gross Area	6,282 sqft
Basement Area	2,094 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,164 sqft (0.233 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	472 E CHICAGO ST, 74
City	ELGIN
State	IL
Zip	60120-5472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS ADDN LOT 2 BLOCK 2
Legal Subdivision	WALKERS ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-260-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2078 FOSTER AVE, WHEELING, IL 60090-6521
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2022 · Amount on Record
Deed Sale	Oct 05, 2022 · Amount on Record
Deed Document Number	202249041
Prior Transfer Date	Nov 04, 1998
Prior Transfer Doc	0000077468
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 05, 2022
Property Address	472 E CHICAGO ST # 74, 74, ELGIN, IL 60120-5472
Document Number	0000049041
Instrument Date	Sep 02, 2022
Instrument	2022K049041
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 FOSTER AVE, HIGHWOOD, IL 60040

Mortgage

Document Number	0000049042
Date	Oct 05, 2022
Instrument	2022K049042

Lender

Name	UNION NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 28, 2027

Interest

Rate	5.05%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,900.00 (+3.5%)	$142,880 (+8.57%) Land $19,743 Building $123,137	$428,812 (+8.57%) Land $59,253 Building $369,559
2024	$10,531.00 (+21.56%)	$131,602 (+31.71%) Land $18,185 Building $113,417	$394,964 (+31.77%) Land $54,577 Building $340,387
2022	$8,663.00 (+3.95%)	$99,915 (+6.96%) Land $14,980 Building $84,935	$299,745 (+6.96%) Land $44,940 Building $254,805
2021	$8,334.00	$93,413 Land $14,005 Building $79,408	$280,239 Land $42,015 Building $238,224

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.