478 Daisy Way, Winter Haven, FL 33884 Property Records

Polk County property record for 478 Daisy Way, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1988
Lot Size	0.152 acres (6,612 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Sep 2017)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855567-006100`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855567-006100`
Alternative APNs	`062927855567006100` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,612 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Porch	Enclosed Porch
Porch Area	480 sqft

Location & Zoning

Street Address	478 DAISY WAY
City	WINTER HAVEN
State	FL
Zip	33884-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE TWO PB 85 PG 45 BLK F LOT 10
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 2
Legal Phase	2
Legal Block	F
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

478 Daisy Way is owned and occupied by an individual who bought it in September 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	478 DAISY WAY, WINTER HAVEN, FL 33884-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 1, 2017	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/CO
Mar 13, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	2017172336
Deed Book / Page	10254 / 1294
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	478 DAISY WAY, WINTER HAVEN, FL 33884-2612
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221677
Date	Aug 25, 2021
Book Page	11862/1206
Instrument	2021221677

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	478 DAISY WAY, WINTER HAVEN, FL 33884-2612
Document Number	0102541295
Book / Page	010254 / 001295
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 DAISY WAY WINTER HAVEN FL 338842612, WINTER HAVEN, FL 33884-2612

Mortgage

Document Number	0102541295
Date	Sep 6, 2017
Book Page	010254/001295
Instrument	172337

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 13, 2017
Property Address	478 DAISY WAY, WINTER HAVEN, FL 33884-2612
Document Number	0100890330
Book / Page	010089 / 000330
Instrument Date	Mar 7, 2017
Instrument	48022
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6265 HAMPTON POINTE CIR LAKELAND FL 338137901, LAKELAND, FL 33813-7901

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Jan 31, 2017
Property Address	478 DAISY WAY, WINTER HAVEN, FL 33884-2612
Document Number	0100520223
Book / Page	010052 / 000223
Instrument Date	Jan 30, 2017
Instrument	19310
Transaction Type	Foreclosure
Record Updated	Mar 28, 2018

Transaction

Amount	Amount on Record
Tax	$841.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

The 2025 property tax bill for 478 Daisy Way was $3,484 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,333 (-1.56%) Land $29,000 Building $236,333	$265,333 (-1.56%) Land $29,000 Building $236,333
2025	$3,484.00	$269,537 Land $29,000 Building $240,537	$269,537 Land $29,000 Building $240,537
2023	$3,692.00 (+10.97%)	$275,837 (+16.88%) Land $28,000 Building $247,837	$275,837 (+16.88%) Land $28,000 Building $247,837
2022	$3,327.00	$236,008 Land $23,000 Building $213,008	$236,008 Land $23,000 Building $213,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Daisy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Daisy Way is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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