457 Daisy Way, Winter Haven, FL 33884 Property Records

Polk County property record for 457 Daisy Way, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,245 sqft · built 1988
Lot Size	0.138 acres (6,007 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Sep 2021)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855567-007020`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855567-007020`
Alternative APNs	`062927855567007020` `62927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	1,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,007 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	204 sqft
Shed	1 Shed

Location & Zoning

Street Address	457 DAISY WAY
City	WINTER HAVEN
State	FL
Zip	33884-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE TWO PB 85 PG 45 BLOCK G LOT 2
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 2
Legal Phase	2
Legal Tract	855567
Legal Block	G
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1029
Census Tract	14123

Owner

457 Daisy Way is owned and occupied by two individuals who bought it in September 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 DAISY WAY, WINTER HAVEN, FL 33884-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · VA Mortgage TRUIST BANK
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jun 18, 2015 · Amount on File
Deed Document Number	2021236845
Deed Book / Page	11886 / 2126
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 10, 2021
Property Address	457 DAISY WAY, WINTER HAVEN, FL 33884-2643
Document Number	0000236845
Book / Page	11886 / 2126
Map Reference	MB 85 PG 45
Instrument Date	Sep 2, 2021
Instrument	2021236845
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 MOCKINGBIRD CT, 1006, WINTER HAVEN, FL 33884-2545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 DAISY WAY, WINTER HAVEN, FL 33884-2643

Mortgage

Document Number	0118862128
Date	Sep 10, 2021
Instrument	11886/2128

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	457 DAISY WAY, WINTER HAVEN, FL 33884-2643
Document Number	0113890559
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 DAISY WAY WINTER HAVEN FL 338842643, WINTER HAVEN, FL 33884-2643

Mortgage

Document Number	0113890559
Date	Sep 25, 2020
Book Page	011389/000559
Instrument	200996

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	457 DAISY WAY, WINTER HAVEN, FL 33884-2643
Document Number	0104991355
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 DAISY WAY WINTER HAVEN FL 338842643, WINTER HAVEN, FL 33884-2643

Mortgage

Document Number	0104991355
Date	May 30, 2018
Book Page	010499/001355
Instrument	114627

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 457 Daisy Way was $1,512 with exemptions applied.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,167 (+2.7%)	$199,805 (-3.26%) Land $29,000 Building $170,805
2025	$1,512.00 Homeowner's exemption	$191,010	$206,538 Land $29,000 Building $177,538
2023	$1,892.00 (+4.42%) Homeowner's exemption	$180,220 (+3%)	$210,151 (+20.11%) Land $28,000 Building $182,151
2022	$1,812.00 Homeowner's exemption	$174,971 Land $23,000 Building $151,971	$174,971 Land $23,000 Building $151,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 Daisy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Daisy Way is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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