478 Co Rd 314, Chamois, MO 65024 Property Records

Osage County property record for 478 Co Rd 314, Chamois, MO 65024

Property Summary

Property Type	Rural Home
Details	2,350 sqft · built 2010
Lot Size	8.16 acres (355,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,900 (Apr 2020)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-20-09-00-000-0006.03`

Property Details

APN / Parcel Number

Primary APN	`07-20-09-00-000-0006.03`
Alternative APN	`7200900000000603`

Interior

Stories	1 Story
Building Area	2,350 sqft Adjusted Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	355,450 sqft (8.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	07200900000000603
Street Address	478 COUNTY ROAD 314
City	CHAMOIS
State	MO
Zip	65024-2411
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT N 1/2 SE 1/4 E OF COUNTY ROAD 314 SEC 9 T44N R8W
Legal Range	08W
Legal Township	44N
Legal Section	09
Jurisdiction	OSAGE MO
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1130
Census Tract	490100

Owner

Source: Osage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Apr 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2020812
Deed Book / Page	547 / 16
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411

Mortgage

Document Number	560/88
Date	Feb 2, 2021
Book Page	560/88
Instrument	20210285

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSAGE MO
Recording Date	Apr 24, 2020
Property Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Document Number	547/16
Book / Page	547 / 16
Instrument Date	Apr 24, 2020
Instrument	2020-0812
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411

Mortgage

Document Number	20200813
Date	Apr 24, 2020
Instrument	2020-0813

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE MO
Recording Date	Oct 30, 2018
Property Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Document Number	530/0105
Book / Page	530 / 0105
Instrument Date	Oct 26, 2018
Instrument	2018-1917
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 COUNTY ROAD 314, CHAMOIS, MO 65024-2411

Mortgage

Document Number	530/0106
Date	Oct 30, 2018
Book Page	530/0106
Instrument	2018-1918

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Osage County
Unified School District	Osage County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,181 (-)	$151,806 (-)
2025	$1,386.00 (+13.7%)	$28,181 (+10.42%)	$151,806 (+10.47%) Land $12,932 Building $138,874
2023	$1,219.00	$25,522	$137,422 Land $137,422

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1993–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Sparklight Fixed Wireless	100 / 10

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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