404 Co Rd 314, Chamois, MO 65024 Property Records

Osage County property record for 404 Co Rd 314, Chamois, MO 65024

Property Summary

Property Type	Rural Home
Details	1,609 sqft · built 1900
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Feb 2008)
Tax Bill	$799 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-09-00-000-0006.02`

Property Details

APN / Parcel Number

Primary APN	`07-20-09-00-000-0006.02`
Alternative APN	`7200900000000602`

Interior

Stories	1 Story
Building Area	1,609 sqft Adjusted Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	131,987 sqft (3.03 acres)
Garage Area	1,152 sqft
Utility Building	144 sqft

Location & Zoning

Account Number	07200900000000602
Street Address	404 COUNTY ROAD 314
City	CHAMOIS
State	MO
Zip	65024-2411
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE 1/4 E OF COUNTY ROAD 314 SEC 9 T44N R8W
Legal Range	08W
Legal Township	44N
Legal Section	09
Jurisdiction	OSAGE MO
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1130
Census Tract	490100

Owner

404 Co Rd 314, a rural home, is owned and occupied by two individuals who bought it in February 2008.

Source: Osage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage LEGENDS BANK
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2008 · Amount on File
Deed Sale	Feb 20, 2008 · Amount on File
Deed Document Number	2008378
Deed Book / Page	393 / 231
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	404 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000576/131
Date	Feb 23, 2022
Book Page	576/131
Instrument	20220344

Lender

Name	LEGENDS BANK
Type	Bank
Address	LINN, MO 65051

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	404 COUNTY ROAD 314, CHAMOIS, MO 65024-2411
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510/0201
Date	Feb 8, 2017
Book Page	510/0201
Instrument	2017-0237

Lender

Name	LEGENDS BANK
Type	Bank
Address	LINN, MO 65051

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 404 Co Rd 314 was $799.

Source: Osage County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Osage County
Unified School District	Osage County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,246 (-)	$85,506 (-)
2025	$799.00	$16,246	$85,506 Land $15,515 Building $69,991
2023	$648.00	$13,576	$71,454 Land $41,511 Building $29,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Co Rd 314 in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1993–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Co Rd 314 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Sparklight Fixed Wireless	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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