478 Clearbranch Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 478 Clearbranch Dr, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 4,000 sqft · built 2005
Lot Size	0.185 acres (8,050 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Mar 2020)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`360830000C01600`

Property Details

APN / Parcel Number

Primary APN	`360830000C01600`
Alternative APN	`36-08300-00C-016-0000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	360830000C01600
Street Address	478 CLEARBRANCH DR
City	LANCASTER
State	TX
Zip	75146-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z239
Legal Description	SPRING CREEK ESTATES BLK C LT 16 INT202000075575 DD02212020 CO-DC 0830000C01600 4CN0830000C
Legal Subdivision	SPRING CREEK ESTATES
Legal Block	C
Legal Lot Number	16
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3003
Census Tract	16802

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5000 ELDORADO PKWY, 150, FRISCO, TX 75033-8443
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RONALD SPRAGUE
Mar 17, 2020	Warranty Deed, Transfer BARRY W & PEGGY L WILLIAMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	202075575
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000075575
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	478 CLEARBRANCH DR, LANCASTER, TX 75146-2942
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7047 ROYAL LN, DALLAS, TX 75230-4216

Mortgage

Document Number	0000208410
Date	Oct 3, 2025
Instrument	202500208410

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.72%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.72%
Max Rate At Change	8.72%
Index	SOFR Average 30-Day
Max Rate	11.7%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	478 CLEARBRANCH DR, LANCASTER, TX 75146-2942
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219257
Date	Oct 26, 2023
Instrument	202300219257

Lender

Name	RONALD SPRAGUE
Type	Private Party
Address	17171 PARK ROW STE 100, HOUSTON, TX 77084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Mar 17, 2020
Property Address	478 CLEARBRANCH DR, LANCASTER, TX 75146-2942
Document Number	0000075575
Instrument Date	Feb 21, 2020
Instrument	75575
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 ELDORADO PKWY #150-622 FRISCO TX 750338695, 150-62, FRISCO, TX 75033-8695

Mortgage

Document Number	75576
Date	Mar 17, 2020
Instrument	75576

Lender

Name	BARRY W & PEGGY L WILLIAMS
Address	764 LAW RD, HARLETON, TX 75651-5260
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $80,000 Building $310,000	$390,000 (-) Land $80,000 Building $310,000
2025	$9,196.00 (-3.39%) Additional exemption filed	$390,000 (-14.88%) Land $80,000 Building $310,000	$390,000 (-14.88%) Land $80,000 Building $310,000
2024	$9,519.00 (-13.82%)
2023	$11,046.00 (-9.01%)	$458,190 Land $80,000 Building $378,190	$458,190 Land $80,000 Building $378,190
2022	$12,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2007 · Hurricane Dean

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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