Collier County property record for 478 Chatham Cir, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 1,820 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Dec 1994) |
| Tax Bill | $2,658 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification |
| Flood Zone | Zone AH (high risk) |
| APN | 207100 73A24 |
| Primary APN | 207100 73A24 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | 560 sqft |
| Street Address | 478 CHATHAM CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CANDLEWOOD LOT 7 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 24 |
| Legal Subdivision | CANDLEWOOD |
| Legal Tract | 207100 |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 10102 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 478 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1994 · Amount on Record |
| Deed Sale | Dec 30, 1994 · Amount on Record |
| Deed Book / Page | 2016 / 1211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 478 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Document Number | 0056033220 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 478 CHATHAM CIR NAPLES FL 341101180, NAPLES, FL 34110-1180 |
| Document Number | 0056033220 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 005603/003220 |
| Instrument | 5679161 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 3, 2059 |
| Rate | 4.62% |
|---|
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,528 (+2.7%) | $539,625 (-19.41%) Land $317,089 Building $222,536 | |
| 2025 | $2,658.00 (+3.91%) Homeowner's exemption | $277,048 (+5.99%) | $669,619 (-5.59%) Land $393,190 Building $276,429 |
| 2023 | $2,558.00 (+2.4%) Homeowner's exemption | $261,398 (+3%) | $709,279 (-3.32%) Land $422,785 Building $286,494 |
| 2022 | $2,498.00 Homeowner's exemption | $253,784 | $733,629 Land $428,108 Building $305,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 218 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
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