Collier County property record for 512 Chatham Cir, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 1,530 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2019) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 207100 113A24 |
| Primary APN | 207100 113A24 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 360 sqft |
| Deck Area | 1,144 sqft |
| Poultry House | 196 sqft |
| Street Address | 512 CHATHAM CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CANDLEWOOD LOT 11 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 24 |
| Legal Subdivision | CANDLEWOOD |
| Legal Tract | 207100 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 10102 |
512 Chatham Cir is owned and occupied by two individuals who bought it in June 2019.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 19, 2019 | Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on File |
| Deed Sale | Jun 19, 2019 · Amount on File |
| Prior Sale | Aug 4, 2003 |
| Deed Document Number | 20195728855 |
| Deed Book / Page | 5643 / 2134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 512 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0058382065 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 5838/2065 |
| Instrument | 5947174 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 512 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Document Number | 0056432134 |
| Book / Page | 5643 / 2134 |
| Map Reference | MB 17 PG 52 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 5728855 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FLORIDA UNIVERSAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 512 CHATHAM CIR, NAPLES, FL 34110-1180 |
| Document Number | 0056432136 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 5643-2136 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.6% |
| Index | 1-Year LIBOR |
| Max Rate | 8.6% |
The 2025 property tax bill for 512 Chatham Cir was $3,510 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,020 (+2.7%) | $520,223 (-18.91%) Land $287,360 Building $232,863 | |
| 2025 | $3,510.00 Homeowner's exemption | $361,266 | $641,567 Land $356,327 Building $285,240 |
| 2023 | $3,385.00 (+2.14%) Homeowner's exemption | $340,859 (+3%) | $682,705 (-4.43%) Land $383,147 Building $299,558 |
| 2022 | $3,314.00 Homeowner's exemption | $330,931 | $714,335 Land $395,176 Building $319,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Chatham Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 218 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Chatham Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
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