478 Brookside Dr, Oswego, IL 60543 Property Records

Kendall County property record for 478 Brookside Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,602 sqft · built 2004
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Jun 2018)
Tax Bill	$6,562 (2024)
Deeds & Mortgages	Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-03-451-016`

Property Details

APN / Parcel Number

Primary APN	`03-03-451-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,833 sqft (0.088 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	478 BROOKSIDE DR
City	OSWEGO
State	IL
Zip	60543-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	SPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number	20
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1012
Census Tract	890103

Owner

478 Brookside Dr is owned by an individual who bought it in June 2018.

Source: Kendall County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 N MAIN ST, ROCHELLE, IL 61068-1712
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Jun 21, 2007 · Amount on File
Deed Document Number	20187852
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 11, 2018
Property Address	478 BROOKSIDE DR, OSWEGO, IL 60543-3002
Document Number	0000007852
Map Reference	DOC200300016564
Instrument Date	May 21, 2018
Instrument	201800007852
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11037 E QUARRY AVE, 11037, MESA, AZ 85212-2576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 N MAIN ST, ROCHELLE, IL 61068-1712

Mortgage

Document Number	0000007853
Date	Jun 11, 2018
Instrument	201800007853

Lender

Name	PACIFIC GLOBAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,517 Land $18,023 Building $72,494	$271,551 Land $54,069 Building $217,482
2024	$6,562.00
2022		$66,271 Land $13,195 Building $53,076	$198,813 Land $39,585 Building $159,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Brookside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Brookside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20