474 Brookside Dr, Oswego, IL 60543 Property Records

Kendall County property record for 474 Brookside Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,536 sqft · built 2004
Lot Size0.046 acres (1,982 sqft)
OwnerIndividual Name on Record
Last Sale$206,500 (May 2021)
Tax Bill$5,630 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-451-018

Property Details

APN / Parcel Number

Primary APN03-03-451-018

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area1,936 sqft
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,982 sqft (0.046 acres)
Lot Dimensions78 ft deep x 25 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address474 BROOKSIDE DR
CityOSWEGO
StateIL
Zip60543-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number18
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1012
Census Tract890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address474 BROOKSIDE DR, OSWEGO, IL 60543-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJun 8, 2004 · Amount on Record
Deed Document Number202113636
Prior Transfer DateJan 7, 2015
Prior Transfer Doc0000004281
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 28, 2021
Property Address474 BROOKSIDE DR, OSWEGO, IL 60543-3002
Document Number0000013636
Map ReferenceDOC 200300016564
Instrument DateMay 12, 2021
Instrument202100013636
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$206.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address474 BROOKSIDE DR, 474, OSWEGO, IL 60543-3002

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 BROOKSIDE DR, OSWEGO, IL 60543-3002

Mortgage

Document Number0000013637
DateMay 28, 2021
Instrument202100013637
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address474 BROOKSIDE DR, OSWEGO, IL 60543-3002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006784
DateApr 28, 2020
Instrument202000006784
Lender
NameMUTUAL FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,328 (+36.59%) Land $14,421 Building $69,907$252,984 (+36.59%) Land $43,263 Building $209,721
2024$5,630.00
2022$61,739 Land $10,558 Building $51,181$185,217 Land $31,674 Building $153,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fiber in parts of the area
100 / 20

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