Sumner County property record for 471 Bay Point Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4.25 ba · 3,303 sqft · built 2003 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $932,500 (Jun 2024) |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136E D 00800 |
| Primary APN | 083136E D 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,303 sqft Living Area |
| Gross Area | 4,031 sqft |
| 1st Floor Area | 2,039 sqft |
| Upper Floors Area | 2,498 sqft |
| Basement Area | 858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 782 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 117 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 471 BAY POINT DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-7413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 19-19 PAGE: 115-23 BLOCK: LOT: 91-91 SUBD: WOODHAVEN ON THE LAKE RESU |
| Legal Subdivision | WOODHAVEN ON THE LAK |
| Legal Lot Number | 91-91 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20501 |
471 Bay Point Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Aug 2, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CAPSTAR BANK |
| Oct 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on File |
| Deed Sale | Jun 13, 2024 · Amount on File |
| Prior Sale | Oct 16, 2018 · Amount on File |
| Deed Document Number | 20241483887 |
| Deed Book / Page | 6381 / 478 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0049970841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0054600788 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 5460/788 |
| Instrument | 1345036 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 2, 2019 |
| Property Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 0049970841 |
| Book / Page | 4997 / 841 |
| Map Reference | MB 19 PG 115 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 1277690 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | RUDY TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 4997843 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 4997/843 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 16, 2018 |
| Property Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 0048330511 |
| Book / Page | 4833 / 511 |
| Map Reference | MB 19 PG 115 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 1248670 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 1248671 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 1248671 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 19, 2018 |
| Property Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 0047610296 |
| Book / Page | 4761 / 296 |
| Map Reference | MB 19 PG 115 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 1235824 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | CHAPMAN & ROSENTHAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,737.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 BAY POINT DR, GALLATIN, TN 37066-7413 |
| Document Number | 1235825 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 1235825 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 471 Bay Point Dr was $3,065.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,065.00 | $215,675 Land $43,750 Building $171,925 | |
| 2024 | $862,700 Land $175,000 Building $687,700 | ||
| 2023 | $3,482.00 (-0.31%) | $114,075 (-) Land $22,000 Building $92,075 | |
| 2022 | $3,493.00 | $114,075 Land $22,000 Building $92,075 | |
| 2021 | $456,300 Land $88,000 Building $368,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 471 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 471 Bay Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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