St. Louis County property record for 4779 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,584 sqft · built 1981 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2018) |
| Tax Bill | $5,418 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0019-00682 |
| Primary APN | 520-0019-00682 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Gross Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Area | 280 sqft |
| Deck Area | 48 sqft |
| Pole Barn | 2,016 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1082922 |
|---|---|
| Street Address | 4779 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LIU |
| Legal Description | S1/2 OF NE1/4 OF NE1/4 OF SE1/4 AND SE1/4 OFNW1/4 OF NE1/4 OF SE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 34 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0019-00682
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4802 ARNOLD RD, DULUTH, MN 55803-1327 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2020 | Deed of Trust, Mortgage NORTH SHORE FCU |
| Jul 09, 2020 | Deed of Trust, Mortgage NORTH SHORE FCU |
| Oct 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FCU |
| Oct 24, 2018 | Warranty Deed, Transfer NORTH SHORE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Nov 06, 2002 · Amount on Record |
| Deed Document Number | 20181004207 |
| Prior Transfer Date | Jun 24, 2005 |
| Prior Transfer Doc | 0000805510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4779 ARNOLD RD, DULUTH, MN 55803-1351 |
| Document Number | 00T1026249 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4802 ARNOLD RD DULUTH MN 558031327, DULUTH, MN 55803-1327 |
| Document Number | 00T1026249 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | T1026249 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4779 ARNOLD RD, DULUTH, MN 55803-1351 |
| Document Number | 00T1025933 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4779 ARNOLD RD DULUTH MN 558031351, DULUTH, MN 55803-1351 |
| Document Number | 00T1025933 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | T1025933 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4779 ARNOLD RD, DULUTH, MN 55803-1351 |
| Document Number | 00T1017139 |
| Instrument Date | Oct 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4779 ARNOLD RD DULUTH MN 558031351, DULUTH, MN 55803-1351 |
| Document Number | 00T1017139 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | T1017139 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 24, 2018 |
| Property Address | 4779 ARNOLD RD, DULUTH, MN 55803-1351 |
| Document Number | 00T1004207 |
| Instrument Date | Oct 15, 2018 |
| Instrument | T1004207 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4779 ARNOLD RD DULUTH MN 558031351, DULUTH, MN 55803-1351 |
| Document Number | A1004208 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | A1004208 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,418.00 (+2.73%) | ||
| 2025 | $5,274.00 (+2.97%) | $300,500 (+0.13%) Land $57,500 Building $243,000 | $300,500 (+0.13%) Land $57,500 Building $243,000 |
| 2024 | $5,122.00 | $300,100 (+16.95%) Land $57,100 Building $243,000 | $300,100 (+16.95%) Land $57,100 Building $243,000 |
| 2022 | $256,600 Land $54,100 Building $202,500 | $256,600 Land $54,100 Building $202,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Rice Lake serves 1,085 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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