4825 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4825 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,176 sqft · built 1935
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Sep 2003)
Tax Bill	$4,322 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0019-00460`

Property Details

APN / Parcel Number

Primary APN	`520-0019-00460`
Alternative APN	`1119242`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	53 sqft
Finished Basement	53 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	4,840 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	140 sqft
Patio Area	320 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1119242
Street Address	4825 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF NE 1/4 OF SE 1/4 OF NE 1/4 EXNLY 196 FT SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	34
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1037
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0019-00460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4825 ARNOLD RD, DULUTH, MN 55803-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2003 · Amount on Record
Deed Sale	Sep 15, 2003 · Amount on Record
Deed Document Number	2003913878
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 18, 2021
Property Address	4825 ARNOLD RD, DULUTH, MN 55803-1351
Document Number	0001427598
Instrument Date	Sep 21, 2021
Instrument	1427598
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4825 ARNOLD RD, DULUTH, MN 55803-1351

Mortgage

Document Number	0001427599
Date	Oct 18, 2021
Instrument	1427599

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,322.00 (+3.65%) Homeowner's exemption
2025	$4,170.00 (+2.31%) Homeowner's exemption	$338,500 (+0.09%) Land $48,800 Building $289,700	$338,500 (+0.09%) Land $48,800 Building $289,700
2024	$4,076.00	$338,200 (+17.55%) Land $48,500 Building $289,700	$338,200 (+17.55%) Land $48,500 Building $289,700
2022		$287,700 Land $46,200 Building $241,500	$287,700 Land $46,200 Building $241,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.