4777 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4777 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,066 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Tax Bill	$52 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-260-66-00`

Property Details

APN / Parcel Number

Primary APN	`122-260-66-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4777 STEPHANIE PL
City	OCEANSIDE
State	CA
Zip	92057-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 66 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	1
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

4777 Stephanie Pl is owner-occupied and held in a trust since June 2005.

Source: San Diego County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	4777 STEPHANIE PL, OCEANSIDE, CA 92057-3519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RMS & ASSOCS
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RMS & ASSOCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2005
Transfer Doc	0000569887
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4777 STEPHANIE PL, OCEANSIDE, CA 92057-3519
Document Number	0000194842
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4777 STEPHANIE PL OCEANSIDE CA 920573519, OCEANSIDE, CA 92057-3519

Mortgage

Document Number	0000194842
Date	May 22, 2019
Instrument	194842

Lender

Name	RMS & ASSOCS
Address	LAS VEGAS, NV 89121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 21, 2029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4777 STEPHANIE PL, OCEANSIDE, CA 92057-3519
Document Number	0000292839
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE COMPANY-SD, FIDELITY NAT'L TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4777 STEPHANIE PL OCEANSIDE CA 920573519, OCEANSIDE, CA 92057-3519

Mortgage

Document Number	0000292839
Date	Jul 19, 2019
Instrument	292839

Lender

Name	RMS & ASSOCS
Address	LAS VEGAS, NV 89121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 18, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 4777 Stephanie Pl was $52 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$61,678 (+2%) Land $15,049 Building $46,629
2025	$52.00	$60,469 Land $14,754 Building $45,715
2023	$49.00 (+2.08%)	$58,123 Land $14,182 Building $43,941
2022	$48.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4777 Stephanie Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4777 Stephanie Pl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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