4796 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4796 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,066 sqft · built 1973
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$359,000 (Dec 2016)
Tax Bill$6,661 (2025)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN122-250-27-00

Property Details

APN / Parcel Number

Primary APN122-250-27-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4796 STEPHANIE PL
CityOCEANSIDE
StateCA
Zip92057-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 TR 007103
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract007103
Legal Block1
Legal Lot Number94
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18617

Owner

Source: San Diego County records · APN 122-250-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4796 STEPHANIE PL, OCEANSIDE, CA 92057-3520
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2016 · Amount on Record
Deed SaleDec 20, 2016 · Amount on Record
Prior SaleOct 29, 1999 · Amount on Record
Deed Document Number2016697919
Prior Transfer DateJul 19, 2001
Prior Transfer Doc0000585425
Record UpdatedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address4796 STEPHANIE PL, OCEANSIDE, CA 92057-3520
Document Number0000485691
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedDec 03, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4796 STEPHANIE PL OCEANSIDE CA 920573520, OCEANSIDE, CA 92057-3520

Mortgage

Document Number0000485691
DateNov 26, 2018
Instrument485691
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueNov 25, 2058
Interest
Rate4.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$424,972 (+2%) Land $227,354 Building $197,618
2025$6,661.00 (+3.59%) Homeowner's exemption$416,641 (+4.04%) Land $222,897 Building $193,744
2023$6,430.00 (+1.07%) Homeowner's exemption$400,465 Land $214,243 Building $186,222
2022$6,362.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 677 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Stephanie Pl

Nearby Streets

Search Property Records by Address or Parcel Number