Okaloosa County property record for 4775 Ocean Blvd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,146 sqft · built 2001 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Dec 2020) |
| Tax Bill | $22,908 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3966-1 |
| Primary APN | C56-000-589-3966-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 4,146 sqft Living Area |
| Gross Area | 5,994 sqft |
| 1st Floor Area | 1,154 sqft |
| Upper Floors Area | 2,992 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 5,220 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 562 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4775 OCEAN BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESTINY BY THE SEA S/D LOT 76 |
| Legal Subdivision | DESTINY BY THE SEA S/D |
| Legal Lot Number | 76 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3300 ATTALA ROAD 4105, SALLIS, MS 39160-6130 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Jan 2, 2002 · Amount on Record |
| Deed Document Number | 20203413476 |
| Deed Book / Page | 3510 / 4724 |
| Prior Transfer Date | Jan 3, 2000 |
| Prior Transfer Doc | 0001754008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 4775 OCEAN BLVD, DESTIN, FL 32541-5740 |
| Document Number | 0035104724 |
| Book / Page | 3510 / 4724 |
| Map Reference | MB 16 PG 21&22 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 3413476 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2025 GOLD LEAF PKWY, 2025, CANTON, GA 30114-6654 |
| Name | Verified Name |
|---|---|
| Address | 3300 ATTALA ROAD 4105, SALLIS, MS 39160-6130 |
| Document Number | 0035104726 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 3510/4726 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,908.00 (+14.21%) | $2,095,386 (+9.99%) Land $1,051,686 Building $1,043,700 | $2,095,386 (+9.99%) Land $1,051,686 Building $1,043,700 |
| 2023 | $20,058.00 (+20.56%) | $1,905,066 (+27.43%) Land $642,596 Building $1,262,470 | $1,905,066 (+27.43%) Land $642,596 Building $1,262,470 |
| 2022 | $16,637.00 | $1,494,935 Land $556,906 Building $938,029 | $1,494,935 Land $556,906 Building $938,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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