4773 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4773 Ocean Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,600 sqft · built 2001
Lot Size0.121 acres (5,309 sqft)
OwnerCompany Name on Record
Last Sale$2,750,000 (Feb 2022)
Tax Bill$33,283 (2025)
Deeds & MortgagesFeb 2022 Sale & Line of Credit
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-3917-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-3917-4
Alternative APN
  • 00-2S-22-0075-0000-0260

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories3 Stories
Building Area3,600 sqft Heated Area
Gross Area5,068 sqft
1st Floor Area3,600 sqft
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialConcrete Tile
Lot Area5,309 sqft (0.121 acres)
Lot Width59 ft Width
Garage TypeFinished
Garage Area513 sqft
PorchOpen Porch
Porch Area955 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4773 OCEAN BLVD
CityDESTIN
StateFL
Zip32541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY BY THE SEA S/D LOT 26
Legal Range22
Legal Township02S
Legal SubdivisionDESTINY BY THE SEA S/D
Legal Lot Number26
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1035
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22500 S HIGHWAY 125, FAIRLAND, OK 74343-2429
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Warranty Deed, Transfer · Line of Credit
PROGRESS BANK & TRUST
Jun 23, 2017Deed of Trust, Mortgage · ARM
UBS BANK USA
May 1, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleMay 1, 2017 · Amount on Record
Deed Document Number3526583
Deed Book / Page3604 / 1374
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 14, 2022
Property Address4773 OCEAN BLVD, DESTIN, FL 32541
Document Number0036041374
Book / Page3604 / 1374
Map ReferenceMB 16 PG 21&22
Instrument DateFeb 9, 2022
Instrument3526583
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address564 HONEYSUCKLE BND, 564, LIMA, OH 45807-2293

Transferred To (Grantee/Buyer)

NameVerified Name
Address22500 S HIGHWAY 125, FAIRLAND, OK 74343-2429

Mortgage

Document Number0036041384
DateFeb 14, 2022
Instrument3604/1384
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 9, 2027

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4773 OCEAN BLVD, DESTIN, FL 32541
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033052445
DateJun 23, 2017
Book Page3305/2445
Instrument3143198
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 1, 2017
Property Address4773 OCEAN BLVD, DESTIN, FL 32541
Document Number0032973179
Book / Page003297 / 003179
Instrument DateApr 28, 2017
Instrument3132297
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address564 HONEYSUCKLE BND LIMA OH 458072293, LIMA, OH 45807-2293

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,283.00 (+11.92%)$2,810,285 (+12.9%) Land $1,651,062 Building $1,159,223$2,810,285 (+12.9%) Land $1,651,062 Building $1,159,223
2023$29,737.00 (+22.78%)$2,489,247 (+17.98%) Land $1,099,037 Building $1,390,210$2,489,247 (+17.98%) Land $1,099,037 Building $1,390,210
2022$24,220.00$2,109,816 Land $925,573 Building $1,184,243$2,109,816 Land $925,573 Building $1,184,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2001)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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