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4774 Rummell Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4774 Rummell Rd, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,094 sqft · built 2017
Lot Size0.43 acres (18,730 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Mar 2018)
Tax Bill$6,066 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN31-25-31-0622-0001-0020

Property Details

APN / Parcel Number

Primary APN31-25-31-0622-0001-0020
Alternative APN
  • 253131062200010020

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,094 sqft Living Area
Gross Area5,140 sqft
1st Floor Area3,544 sqft
Upper Floors Area550 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,730 sqft (0.43 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area605 sqft
Patio Area660 sqft
Shed1 Shed
Shed Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address4774 RUMMELL RD
CitySAINT CLOUD
StateFL
Zip34771-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUMMELL DOWNS REPLAT 1 PB 25 PG 66 LOT 2
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionRUMMELL DOWNS REPLAT 1
Legal Block20
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2026
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0622-0001-0020

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4774 RUMMELL RD, SAINT CLOUD, FL 34771-7206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2018 · Amount on Record
Deed SaleMar 12, 2018 · Amount on Record
Deed Document Number201840484
Deed Book / Page5299 / 1915
Record UpdatedSep 20, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 12, 2018
Property Address4774 RUMMELL RD, SAINT CLOUD, FL 34771-7206
Document Number0052991915
Book / Page005299 / 001915
Instrument DateDec 22, 2017
Instrument40484
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4774 RUMMELL RD ST CLOUD FL 347717206, ST CLOUD, FL 34771-7206

Mortgage

Document Number52991917
DateMar 12, 2018
Book Page005299/001917
Instrument40485
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 11, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,066.00 (+3.39%) Homeowner's exemption$381,779 (+5.99%)$684,300 (+23.68%) Land $75,000 Building $609,300
2024$5,867.00 (+2.43%)
2023$5,728.00 (+3.34%) Homeowner's exemption$360,214 (+3%)$553,300 (+15.85%) Land $50,000 Building $503,300
2022$5,543.00 Homeowner's exemption$349,723$477,600 Land $50,000 Building $427,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 365 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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