Osceola County property record for 4770 Rummell Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,935 sqft · built 2017 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $715,000 (Nov 2023) |
| Tax Bill | $9,565 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-25-31-0622-0001-0010 |
| Primary APN | 31-25-31-0622-0001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,935 sqft Living Area |
| Gross Area | 4,157 sqft |
| 1st Floor Area | 2,935 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Florida Room |
| Porch Area | 423 sqft |
| Deck Area | 492 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4770 RUMMELL RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUMMELL DOWNS REPLAT 1 PB 25 PG 66 LOT 1 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | RUMMELL DOWNS REPLAT 1 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 43600 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4770 RUMMELL RD, SAINT CLOUD, FL 34771-7206 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2023154560 |
| Deed Book / Page | 6509 / 2701 |
| Last Transfer Date | Jun 2, 2024 |
| Transfer Doc | 0066271512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 4770 RUMMELL RD, SAINT CLOUD, FL 34771-7206 |
| Document Number | 0065092701 |
| Book / Page | 6509 / 2701 |
| Map Reference | MB 25 PG 66 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023154560 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,005.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702260, SAINT CLOUD, FL 34770-2260 |
| Name | Verified Name |
|---|---|
| Address | 4770 RUMMELL RD, SAINT CLOUD, FL 34771-7206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4770 RUMMELL RD, SAINT CLOUD, FL 34771-7206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4770 RUMMELL RD, SAINT CLOUD, FL 34771-7206 |
| Document Number | 0057770376 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 5777/376 |
| Instrument | 2020109367 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,565.00 (+0.28%) | $577,300 (+72.54%) Land $75,000 Building $502,300 | $577,300 (+23.65%) Land $75,000 Building $502,300 |
| 2024 | $9,538.00 (+81.12%) | ||
| 2023 | $5,266.00 (+3.38%) Homeowner's exemption | $334,587 (+3%) | $466,900 (+14.38%) Land $50,000 Building $416,900 |
| 2022 | $5,094.00 Homeowner's exemption | $324,842 | $408,200 Land $50,000 Building $358,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Spectrum, Verizon.
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