4772 Spring Vista Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 4772 Spring Vista Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2016
Lot Size	0.098 acres (4,286 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (May 2025)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530006`

Property Details

APN / Parcel Number

Primary APN	`530006`
Alternative APNs	`380201 250414 0000` `179404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	482 sqft
2nd Floor Area	778 sqft

Exterior

Year Built	Built 2016
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	4,286 sqft (0.098 acres)
Garage Type	Built-in
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Patio Area	120 sqft
Balcony	Balcony
Balcony Area	60 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	530006
Street Address	4772 SPRING VISTA LOOP
City	BELLINGHAM
State	WA
Zip	98226-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LARRABEE SPRINGS SOUTH DIV 1 LOT 5
Legal Range	02
Legal Township	38
Legal Section	01
Legal Subdivision	LARRABEE SPRINGS SOUTH DIV 1
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1010
Census Tract	202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4772 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2025-0500202
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 2, 2025
Property Address	4772 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
Document Number	0000500202
Map Reference	AF 2150401016
Instrument Date	Apr 30, 2025
Instrument	2025-0500202
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,583.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4772 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231

Mortgage

Document Number	0000500203
Date	May 2, 2025
Instrument	2025-0500203

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4772 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000902972
Date	Sep 20, 2021
Instrument	2021-0902972

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+19.15%)	$498,790 (+15.75%) Land $168,072 Building $330,718	$498,790 (+15.75%) Land $168,072 Building $330,718
2022		$430,912 Land $145,200 Building $285,712	$430,912 Land $145,200 Building $285,712
2021	$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Vista Loop

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