4756 Spring Vista Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 4756 Spring Vista Loop, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 2016
Lot Size0.088 acres (3,842 sqft)
OwnerIndividual Name on File
Last Sale$289,900 (Feb 2017)
Tax Bill$4,163 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN539097

Property Details

APN / Parcel Number

Primary APN539097
Alternative APNs
  • 380201 245401 0000
  • 179408

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area482 sqft
2nd Floor Area778 sqft

Exterior

Year BuiltBuilt 2016
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area3,842 sqft (0.088 acres)
Garage TypeBuilt-in
Garage Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Patio Area120 sqft
BalconyBalcony
Balcony Area60 sqft

Utilities, Heating & Cooling

Heating SystemSolar

Location & Zoning

Account Number539097
Street Address4756 SPRING VISTA LOOP
CityBELLINGHAM
StateWA
Zip98226-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCI
Legal DescriptionLARRABEE SPRINGS SOUTH DIV 1 LOT 9
Legal Range02
Legal Township38
Legal Section01
Legal SubdivisionLARRABEE SPRINGS SOUTH DIV 1
Legal Lot Number9
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1010
Census Tract202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4756 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MTG
Feb 24, 2017Warranty Deed, Subdivision Related Transfer · Conventional with PMI
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2017 · Amount on File
Deed SaleFeb 24, 2017 · Amount on File
Deed Document Number2017-0202364
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4756 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
Document Number2201201325
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4756 SPRING VISTA LOOP BELLINGHAM WA 982262231, BELLINGHAM, WA 98226-2231

Mortgage

Document Number2201201325
DateDec 8, 2020
Instrument1201325
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 7, 2050

February 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 24, 2017
Property Address4756 SPRING VISTA LOOP, BELLINGHAM, WA 98226-2231
Document Number2170202364
Instrument DateFeb 3, 2017
Instrument202364
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2017
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,165.22
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4756 SPRING VISTA LOOP BELLINGHAM WA 982262231, BELLINGHAM, WA 98226-2231

Mortgage

Document Number2170202365
DateFeb 24, 2017
Instrument202365
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,163.00 (+19.15%)$498,790 (+15.75%) Land $168,072 Building $330,718$498,790 (+15.75%) Land $168,072 Building $330,718
2022$430,912 Land $145,200 Building $285,712$430,912 Land $145,200 Building $285,712
2021$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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