4771 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4771 Capital Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,926 sqft · built 2006
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2020)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0065-0001-0640`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0065-0001-0640`
Alternative APNs	`263009006500010640` `144995`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	1,230 sqft
Upper Floors Area	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	27 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4771 CAPITAL BLVD
City	SAINT CLOUD
State	FL
Zip	34769-7080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 2 PB 19 PG 53-54 LOT 64
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 2
Legal Phase	2
Legal Tract	65
Legal Block	640
Legal Lot Number	64
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1021
Census Tract	43208

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	2020160935
Deed Book / Page	5839 / 1195
Prior Transfer Date	Jul 17, 2013
Prior Transfer Doc	0044740110
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080

Mortgage

Document Number	0068931610
Date	Dec 15, 2025
Book Page	6893/1610
Instrument	2025152624

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080

Mortgage

Document Number	0062601457
Date	Jul 29, 2022
Book Page	6260/1457
Instrument	2022116965

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 24, 2020
Property Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080
Document Number	0058391195
Book / Page	5839 / 1195
Map Reference	MB 19 PG 53&54
Instrument Date	Nov 13, 2020
Instrument	2020160935
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	GOLD STAR TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4771 CAPITAL BLVD, 4771, SAINT CLOUD, FL 34769-7080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4771 CAPITAL BLVD, SAINT CLOUD, FL 34769-7080

Mortgage

Document Number	0058391197
Date	Nov 24, 2020
Instrument	5839/1197

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (+0.63%) Homeowner's exemption	$190,924 (+5.99%)	$223,900 (-4.15%) Land $40,000 Building $183,900
2024	$4,608.00 (+4.3%)
2023	$4,418.00 (+3.39%) Homeowner's exemption	$180,140 (+3%)	$233,600 (+15.47%) Land $14,900 Building $218,700
2022	$4,273.00 Homeowner's exemption	$174,894	$202,300 Land $14,900 Building $187,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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