4730 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4730 Capital Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2006
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2026)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0065-0001-0050`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0065-0001-0050`
Alternative APNs	`263009006500010050` `144936`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	916 sqft
Upper Floors Area	916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4730 CAPITAL BLVD
City	SAINT CLOUD
State	FL
Zip	34769-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 2 PB 19 PG 53-54 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 2
Legal Phase	2
Legal Tract	65
Legal Block	50
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43208

Owner

Source: Osceola County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Oct 3, 2023	Special Warranty Deed, Transfer INSPIRED TITLE SERVICES LLC
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 3, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Document Number	2026116434
Deed Book / Page	7031 / 1402
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0046121884
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 4, 2026
Property Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084
Document Number	0000116434
Book / Page	7031 / 1402
Instrument Date	Sep 4, 2026
Instrument	2026116434
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084

Mortgage

Document Number	0000116435,
Date	Sep 4, 2026
Book Page	7031/1404
Instrument	2026116435

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 3, 2023
Property Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084
Document Number	0064832072
Book / Page	6483 / 2072
Map Reference	MB 33 PG 32
Instrument Date	Sep 29, 2023
Instrument	2023129897
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 CALVARY WAY, SAINT CLOUD, FL 34769-1854

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084

Mortgage

Document Number	0062310399
Date	Jun 10, 2022
Book Page	6231/399
Instrument	2022091550

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Mar 1, 2037

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4730 CAPITAL BLVD, SAINT CLOUD, FL 34769-7084
Document Number	0053651922
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 CAPITAL BLVD ST CLOUD FL 347697084, ST CLOUD, FL 34769-7084

Mortgage

Document Number	0053651922
Date	Jul 11, 2018
Book Page	005365/001922
Instrument	106322

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,839.00 (+4.86%)	$146,343 (+5.99%)	$210,400 (-3.26%) Land $40,000 Building $170,400
2023	$3,661.00 (+3.51%) Homeowner's exemption	$138,077 (+3%)	$217,500 (+15.32%) Land $14,900 Building $202,600
2022	$3,537.00 Homeowner's exemption	$134,056	$188,600 Land $14,900 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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