4770 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4770 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Company Name on File
Last Sale	$995,000 (Feb 2023)
Tax Bill	$7,317 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4770`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4770`
Alternative APN	`1077458`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077458
Street Address	4770 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4770 WESTWINDS AT SANDESTIN CONDO OR 1814-297 OR 2492-1325 OR 2928-860 OR 3226-3237 OR 3279-2501
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4770
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4770 Westwinds Dr, a condominium, is owned by a company that bought it in February 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	8830 SAINT ANDREWS DR, MIRAMAR BEACH, FL 32550-4838
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Balloon Mortgage FIVE FORTY ONE HOLDINGS LLC
Feb 2, 2023	Deed, Transfer · Balloon Mortgage FIVE FORTY ONE HOLDINGS LLC
Nov 23, 2021	Warranty Deed, Transfer BURKE LAW AND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	20230003601
Deed Book / Page	3279 / 2501
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4770 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033083749
Date	Nov 22, 2023
Book Page	3308/3749
Instrument	20230042358

Lender

Name	FIVE FORTY ONE HOLDINGS LLC
Type	Non-Lending Institution
Address	DELRAY BEACH, FL 33445

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 21, 2025

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	Feb 2, 2023
Property Address	4770 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0032792501
Book / Page	3279 / 2501
Map Reference	MB 1778 PG 67
Instrument Date	Jan 31, 2023
Instrument	20230003601
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # BLVDB105, BLVDB105, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8830 SAINT ANDREWS DR, MIRAMAR BEACH, FL 32550-4838

Mortgage

Document Number	0032792505
Date	Feb 2, 2023
Instrument	3279/2505

Lender

Name	FIVE FORTY ONE HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 31, 2025

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2021
Property Address	4770 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0032263237
Book / Page	3226 / 3237
Map Reference	MB 4 PG 41-41TT
Instrument Date	Nov 19, 2021
Instrument	20210058244
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,607.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 LANDMARK PL, BRENTWOOD, TN 37027-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 FREDERICA ST, OWENSBORO, KY 42301-5437

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$841,208 Building $841,208	$841,208 Building $841,208
2024	$7,317.00 (+11.35%)
2023	$6,571.00 (+14.74%)	$772,538 (+25%) Building $772,538	$772,538 (+25%) Building $772,538
2022	$5,727.00	$618,030 Building $618,030	$618,030 Building $618,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4770 Westwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4770 Westwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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