477 Willis Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 477 Willis Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1957
Lot Size	0.315 acres (13,700 sqft)
Owner	Company Name on Record
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`486-190-06-00`

Property Details

APN / Parcel Number

Primary APN	`486-190-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	13,700 sqft (0.315 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	477 WILLIS CT
City	EL CAJON
State	CA
Zip	92020-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 16 TR 003197
Legal Subdivision	WILLIS TERRACE
Legal Tract	003197
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12904 CARMEL CREEK RD, 87, SAN DIEGO, CA 92130-3128
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2017
Transfer Doc	0000407192
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	477 WILLIS CT, EL CAJON, CA 92020-2247
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 CARMEL CREEK RD 87, 87, SAN DIEGO, CA 92130-3128

Mortgage

Document Number	0000234573
Date	Mar 25, 2021
Instrument	2021-0234573

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	477 WILLIS CT, EL CAJON, CA 92020-2247
Document Number	0000407192
Instrument Date	Aug 5, 2017
Instrument	407192
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12904 CARMEL CREEK RD #87 SAN DIEGO CA 921303128, 87, SAN DIEGO, CA 92130-3128

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$123,188 (+2%) Land $58,411 Building $64,777
2025	$2,047.00 (+9.47%)	$120,773 (+4.04%) Land $57,266 Building $63,507
2023	$1,870.00 (-5.22%)	$116,086 Land $55,044 Building $61,042
2022	$1,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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