473 Willis Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 473 Willis Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,611 sqft · built 1958
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Feb 2002)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`486-190-05-00`

Property Details

APN / Parcel Number

Primary APN	`486-190-05-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,611 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	28,314 sqft (0.65 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	473 WILLIS CT
City	EL CAJON
State	CA
Zip	92020-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 17 TR 003197
Legal Subdivision	WILLIS TERRACE
Legal Tract	003197
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	473 WILLIS CT, EL CAJON, CA 92020-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Prior Sale	May 30, 1996 · Amount on Record
Deed Document Number	2002167290
Prior Transfer Date	May 24, 1995
Prior Transfer Doc	0000244716
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	473 WILLIS CT, EL CAJON, CA 92020-2247
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389034
Date	Aug 25, 2017
Instrument	2017-0389034

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	473 WILLIS CT, EL CAJON, CA 92020-2247
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 WILLIS CT, EL CAJON, CA 92020-2247

Mortgage

Document Number	0000205668
Date	Mar 16, 2021
Instrument	2021-0205668

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$573,225 (+2%) Land $241,082 Building $332,143
2025	$7,350.00 (+6.89%) Homeowner's exemption	$561,986 (+4.04%) Land $236,355 Building $325,631
2023	$6,876.00 (+0.03%) Homeowner's exemption	$540,166 Land $227,178 Building $312,988
2022	$6,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

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