477 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 477 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,684 sqft · built 2009
Lot Size	0.334 acres (14,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Nov 2018)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135B D 003.01`

Property Details

APN / Parcel Number

Primary APN	`135B D 003.01`
Alternative APN	`0000160071`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,684 sqft Living Area

Exterior

Year Built	Built 2009
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,580 sqft (0.334 acres)
Lot Dimensions	150 ft deep x 97.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000160071
Street Address	477 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 137 VALHAMBROSIA SUB PB4 PG17 18 REV 98-94 OUT OF 135B-D-2 3 FOR 2007
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	137
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Deed Document Number	2018110800043
Deed Book / Page	11497 / 277
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	477 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000264
Date	Sep 29, 2021
Book Page	12671/291
Instrument	2021092900264

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	477 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	0909000047
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 WAYNE AVE CHATTANOOGA TN 374053775, CHATTANOOGA, TN 37405-3775

Mortgage

Document Number	0909000047
Date	Sep 9, 2019
Book Page	011752/000118
Instrument	190909000047

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	477 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	0729000028
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 WAYNE AVE CHATTANOOGA TN 374053775, CHATTANOOGA, TN 37405-3775

Mortgage

Document Number	0729000028
Date	Jul 29, 2019
Book Page	011710/000775
Instrument	190729000028

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2034

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 8, 2018
Property Address	477 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	1108000043
Book / Page	011497 / 000277
Instrument Date	Nov 7, 2018
Instrument	181108000043
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 WAYNE AVE CHATTANOOGA TN 374053775, CHATTANOOGA, TN 37405-3775

Mortgage

Document Number	1108000044
Date	Nov 8, 2018
Book Page	011497/000280
Instrument	181108000044

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+10.52%)	$135,200 (+63.14%)	$540,800 (+63.14%) Land $112,500 Building $428,300
2024	$1,854.00	$82,875 (-)	$331,500 (-) Land $75,000 Building $256,500
2023	$1,854.00	$82,875 (-)	$331,500 (-) Land $75,000 Building $256,500
2022	$1,854.00	$82,875	$331,500 Land $75,000 Building $256,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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