447 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 447 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,922 sqft · built 2020
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,749 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135B D 004`

Property Details

APN / Parcel Number

Primary APN	`135B D 004`
Alternative APN	`0000058680`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,922 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000058680
Street Address	447 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 133 VALHAMBROSIA PB 4 PG 17 18
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	133
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	447 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Aug 23, 2019	Deed of Trust, Mortgage SIMPLYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020
Deed Sale	Aug 14, 2020
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	0012117607
Deed Book / Page	12002 / 718
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	2020051500118
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 15, 2020
Property Address	447 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	0515000118
Book / Page	012002 / 000718
Instrument Date	May 13, 2020
Instrument	200515000118
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 WAYNE AVE CHATTANOOGA TN 374053775, CHATTANOOGA, TN 37405-3775

Mortgage

Document Number	515000119
Date	May 15, 2020
Book Page	012002/000721
Instrument	200515000119

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	447 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	0827000079
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	TITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 W MAIN ST #105 CHATTANOOGA TN 374081175, 105, CHATTANOOGA, TN 37408-1175

Mortgage

Document Number	0827000079
Date	Aug 27, 2019
Book Page	011740/000683
Instrument	190827000079

Lender

Name	SIMPLYBANK
Address	DAYTON, TN 37321

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+7.13%)	$181,425 (+58.14%)	$725,700 (+58.14%) Land $90,000 Building $635,700
2024	$2,566.00	$114,725 (-)	$458,900 (-) Land $60,000 Building $398,900
2023	$2,566.00	$114,725 (-)	$458,900 (-) Land $60,000 Building $398,900
2022	$2,566.00	$114,725	$458,900 Land $60,000 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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