477 Salisbury St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 477 Salisbury St, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,796 sqft · built 1963
Lot Size	0.366 acres (15,930 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Feb 2026)
Tax Bill	$6,251 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2024 Refinance + 8 more
Flood Zone	Zone X (minimal risk)
APN	`25-029-00004`

Property Details

APN / Parcel Number

Primary APN	`25-029-00004`
Alternative APN	`WORC M:25 B:029 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	3,896 sqft
1st Floor Area	1,796 sqft
Basement Area	1,246 sqft
Unfinished Basement	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,930 sqft (0.366 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	25-029-00004
Street Address	477 SALISBURY ST
City	WORCESTER
State	MA
Zip	01609-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	29
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730801

Owner

477 Salisbury St is owned and occupied by two individuals who bought it in February 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK
Oct 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARY HEALTH CARE C
Feb 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANKESB
Jun 24, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Mar 7, 2025 · Amount on File
Deed Document Number	20269775
Deed Book / Page	73171 / 315
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067232-106
Date	Mar 8, 2022
Book Page	67232/106
Instrument	26351

Lender

Name	MAGNOLIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071149-95
Date	Oct 11, 2024
Book Page	71149/95
Instrument	84005

Lender

Name	ST MARY HEALTH CARE C

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 6, 2026
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	073171-315
Book / Page	73171 / 315
Instrument Date	Feb 6, 2026
Instrument	9775
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 SALISBURY ST, WORCESTER, MA 01609-1231

Mortgage

Document Number	0000009776
Date	Feb 6, 2026
Instrument	9776

Lender

Name	BANKESB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Mar 1, 2033
Index	Other

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 24, 2022
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	067802-119
Book / Page	67802 / 119
Instrument Date	Jun 22, 2022
Instrument	69014
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 SALISBURY ST, WORCESTER, MA 01609-1231

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60322-365
Date	Apr 26, 2019
Book Page	60322/365
Instrument	36838

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61785-234
Date	Jan 23, 2020
Book Page	61785/234
Instrument	7422

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63891-155
Date	Dec 3, 2020
Book Page	63891/155
Instrument	148937

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	59185-211
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 SALISBURY ST WORCESTER MA 016091231, WORCESTER, MA 01609-1231

Mortgage

Document Number	59185-211
Date	Jul 31, 2018
Book Page	059185/000211
Instrument	78931

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	57433-227
Book / Page	057433 / 000227
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57433-227
Date	Jul 18, 2017
Book Page	057433/000227
Instrument	76006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	477 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	56615-20
Book / Page	056615 / 000020
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	56615-20
Date	Jan 17, 2017
Book Page	056615/000020
Instrument	5201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 477 Salisbury St was $6,251, up 4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,251.00 (+4.03%)	$470,700 (+3.31%) Land $132,600 Building $338,100	$602,087 (-4.39%)
2025	$6,009.00	$455,600 Land $126,300 Building $329,300	$629,755 (+8.28%)
2024			$581,590
2023	$5,730.00	$399,600 Land $107,700 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 477 Salisbury St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 477 Salisbury St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Netafy, Verizon.

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