473 Salisbury St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 473 Salisbury St, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,435 sqft · built 1950
Lot Size	0.362 acres (15,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,000 (Nov 2020)
Tax Bill	$7,817 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-029-00003`

Property Details

APN / Parcel Number

Primary APN	`25-029-00003`
Alternative APN	`WORC M:25 B:029 L:00003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,435 sqft Living Area
Gross Area	4,784 sqft
1st Floor Area	1,287 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Slate
Lot Area	15,753 sqft (0.362 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	25-029-00003
Street Address	473 SALISBURY ST
City	WORCESTER
State	MA
Zip	01609-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Subdivision	LAYOUT SALISBURY & FLAGG STREE
Legal Block	29
Legal Lot Number	3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	473 SALISBURY ST, WORCESTER, MA 01609-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Dec 1, 2020	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Document Number	2020147036
Deed Book / Page	63864 / 368
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	63864-368
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 18, 2026
Property Address	473 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	0000071212
Book / Page	74041 / 243
Instrument Date	Aug 13, 2026
Instrument	202671212
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 SALISBURY ST, WORCESTER, MA 01609-1231

Mortgage

Document Number	0000071212,
Date	Aug 18, 2026
Book Page	74041/243
Instrument	202671212

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	473 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60157-96
Date	Mar 15, 2019
Book Page	60157/96
Instrument	23028

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Apr 1, 2058

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	473 SALISBURY ST, WORCESTER, MA 01609-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62383-222
Date	May 13, 2020
Book Page	62383/222
Instrument	48392

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 1, 2020
Property Address	473 SALISBURY ST, WORCESTER, MA 01609-1231
Document Number	63864-368
Book / Page	063864 / 000368
Instrument Date	Nov 17, 2020
Instrument	147036
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SALISBURY ST WORCESTER MA 01609, WORCESTER, MA 01609

Mortgage

Document Number	63866-178
Date	Dec 1, 2020
Book Page	063866/000178
Instrument	147143

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,817.00 (+2.6%)	$588,600 (+1.9%) Land $132,600 Building $456,000	$680,669 (+4.93%)
2025	$7,619.00 (+6.43%)	$577,600 (+15.71%) Land $126,200 Building $451,400	$648,660 (-1.29%)
2024			$657,115
2023	$7,159.00	$499,200 Land $107,700 Building $391,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Netafy, Verizon.

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