BAKER TITLE AND ESCROW COMPANY INC, BAKER TITLE & ESCROW CO INC
Transaction
Amount
Amount on Record
Tax
$1,540.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
350 N 6TH ST MACCLENNY FL 320632016, MACCLENNY, FL 32063-2016
February 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BAKER FL
Recording Date
Feb 14, 2020
Property Address
477 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Document Number
0000001183
Instrument Date
Feb 14, 2020
Instrument
1183
Transaction Type
Transfer
Record Updated
Apr 24, 2020
Title Company
BAKER TITLE AND ESCROW COMPANY INC, BAKER TITLE & ESCROW CO INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,540.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
350 N 6TH ST MACCLENNY FL 320632016, MACCLENNY, FL 32063-2016
Mortgage
Document Number
1184
Date
Feb 14, 2020
Instrument
1184
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 13, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 477 Islamorada Dr S was $3,097 with a homeowner's exemption, up 3.2% from the year before.
Source: Baker County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Baker County
Municipality
Macclenny City
Unified School District
Baker County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,097.00 (+3.23%)Homeowner's exemption
$222,324 (+2.9%)
$287,396 (+8.8%)Land $35,000Building $252,396
2024
$3,000.00 (+2.85%)Homeowner's exemption
$216,058 (+3%)
$264,146 (+0.71%)Land $35,000Building $229,146
2023
$2,917.00 (+5.5%)Homeowner's exemption
$209,765 (+4.97%)
$262,287 (+8.3%)Land $35,000Building $227,287
2022
$2,765.00Homeowner's exemption
$199,836
$242,191Land $35,000Building $207,191
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 477 Islamorada Dr S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
31 (1984–2024)
Claims Outside the SFHA
7 of 31
Most Recent Claim
Aug 2024 · Hurricane Debby
Claims by Event
Hurricane Irma, Sep 2017 · 4 claims
Tropical Storm Debby, Jun 2012 · 5 claims
Hurricane Frances, Sep 2004 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 477 Islamorada Dr S is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source
Groundwater
Last State Inspection
Aug 2023
Lead
Under 1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
May also be available: Northeast Florida Telephone Company, Verizon.